Allstate Car Insurance was one of the first auto insurance companies in the United States. The company tends to create highly customized quotes depending on various discounts you may qualify for (safe driver, student, safe vehicles, etc.). Since they also offer insurance in other areas such as Homeowners Insurance, you can often bundle those together and save cash. We highly recommend you obtain an online quote first, then call or visit a local Allstate Office to bring the price down further.
Allstate Car Insurance has been around for quite some time. It all started in 1931 as a part of Sears, Roebuck & Co. So even though they weren’t a publicly traded company until 1993, the company goes back decades. For the past 75 years, Allstate has grown and acquired dozens of other insurance companies. During that time, they have expanded into many different fields of insurance coverage including homeowners insurance, renters insurance, life insurance, and more. Their vehicle insurance coverage can extend to the following:
- 4×4 and ATV
- Commercial Vehicles
While researching to create this page, we typed Allstate Car Insurance Reviews into Google and up popped a whole lot of bad reviews for Allstate including Consumer Affairs with over 380 complaints filed and several more complaints found on sites like RifOffReport.com.
However, we believe many of the poor online reviews about Allstate are manufactured!
If we look at local reviews of Allstate where users review individual local Allstate offices, there are very few poor reviews to be found.
In addition, other review sites like Yelp give Allstate 4 to 5 stars. We highly recommend you check Google Maps or another LOCAL review source to see how your local Allstate Agent is rated.
Pros of Allstate
Allstate Car Insurance is pretty well known for giving out various discounts. This ranges from a safe driver discount to anti-theft device discounts and even discounts for multiple policies. In addition, you can combine auto insurance with their other insurance programs like Life Insurance or Homeowners Insurance and save even more.
Allstate also has some unique plans that include accident forgiveness and free roadside assistance. This is not a “bargain brand” and likely will not have the lowest price. However, the coverage and additional features are oftentimes better than their competition.
As previously stated Allstate Car Insurance likely will not be the cheapest auto insurance you can find. If they come in cheaper than a typical budget insurance plan, be sure to compare what is included with the quote, side-by-side.
Allstate also includes many options you may not ever utilize. For example, free roadside assistance is often unused by policyholders. One way or another, you are paying for that “free” roadside assistance, so if you’re not going to use the add-ons Allstate includes in their plans, you might be better looking elsewhere.
Who is Allstate best suited for
Allstate is generally best for those who want more comprehensive coverage. While all car insurance companies have drawbacks and fine print, Allstate seems to have less of it than other insurance companies, especially the bargain brands. If you don’t mind spending a little bit more on your premium for additional security and coverage, this is probably a great option for you.
Allstate Car Insurance FAQs
Let’s answer some frequently asked questions.
How can I check the status of my claim with Allstate?
Allstate has a mobile app called Allstate® Mobile App (My Account) where you can register and log in at any time to check for your claim status.
You may also contact your agent directly to ask for an update on the status of your claim. You can find your agent here.
I’m moving out of state, what do I need to do to update my Allstate car insurance?
If you’re moving out of state, you will be required to make coverage updates to any type of policy you may have with Allstate, including auto insurance.
Since coverage requirements vary from state to state, you’ll need to ensure that your coverage is compliant with your new state’s laws. We recommend reaching out to your agent so that you can discuss in detail what you need to do.
Note that the contact information of your agent is listed on the back of your insurance card for your reference.
You can also search for your agent online here, or call 1-800-ALLSTATE (1-800-255-7828) if you need urgent assistance.
What car insurance discounts does Allstate offer?
With Allstate, there are several auto insurance discounts that you can take advantage of, especially for safe drivers.
You can qualify for their Safe driving club discount if you meet certain safe driving requirements.
They also have these discounts available for new or pre-owned cars that are equipped with anti-lock brakes or an anti-theft device.
If you’re a parent of a teen driver, you can take advantage of discounts like the smart student discount and the teenSMART driver education program. They can also get insurance discounts for completing online driver’s ed offered by schools such as DriversEd and MyImprov (coordinate with your agent for details).